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First Time Home Buyers: 10 Tips You Need To Know
When you’re buying and financing your first home, usually it’s the big stuff like income, downpayment and credit that can cause the most anxiety. As a result, the small stuff can sometimes get...
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How great is your credit score?
Your credit report is a vital part of your financial profile. Not only is it used to determine if you qualify for the best mortgage rates, it’s also used by landlords and new employers to evaluate your...
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Is a second mortgage right for you?
I don’t mean a second mortgage as in getting a mortgage on a second property; in this case I’m talking about a 2nd mortgage behind an existing 1st mortgage secured against the same property. Second...
View ArticleThis or that? Making mortgage decisions easier.
We often receive inquiries from potential borrowers looking for some tips about navigating through all of the mortgage options available to them. We usually start out with a discussion about their...
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How long should your mortgage term be?
Getting a mortgage is likely one of the largest debts a borrower will take on in a lifetime and choosing the right mortgage term, type and length is a crucial step in the financing process whether it’s...
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Buy and renovate right away
You find the perfect neighbourhood you want to live in and everything you need is close by, but you just can’t find the perfect home for you and your family. One has an awful looking bathroom, another...
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Alternative Lending 101
If you’re thinking of getting a mortgage, like most, you’ve likely done some research to see what’s required in order to be approved. But what happens if you don’t meet ALL of the requirements? Welcome...
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How to finance a rural property
I once heard it’s a rural property if you can stand naked on your porch without the cops being called. If you are thinking of financing a rural property, the mortgage process varies slightly from that...
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Revenue Properties
Whether this is your first revenue property purchase or your fifth, it’s always helpful to know what to expect when it comes to financing. This week, I’m going to briefly detail what you need to know...
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Which city can you afford to live in?
The average home price varies significantly between Canadian cities. I’ve picked 10 cities and have detailed how much you need to earn annually to qualify for the purchase of an average priced property...
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